County court judgements come from either a local court or the high court depending on their severity and are used in England and Wales when someone fails to pay owed money. When someone receives a CCJ it is kept on a public register for a six year period or until the person fully pays off the money which they owe. A CCJ isn’t handed out quickly and is usually only used if no payment agreement can be made. Before someone receives one, they are given plenty of opportunities to pay what they owe and prevent it from progressing that far.